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Which of the following could be covered by an unendorsed homeowners policy?



A. Mobile home
B. Home that is rented to another person
C. Home occupied by the insured and two boarders
D. Home that is owned and occupied by the insured

This question is part of Chapter 8. Homeowners Insurance
Asked by Wyatt Williams, Last updated: Sep 20, 2020

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2 Answers

C. Marcus

C. Marcus

C. Marcus
C. Marcus, Content Developer, Washington

Answered Oct 24, 2018

The answers to this are C and D. There are some insurance companies that allow the home that is being lived in by the borders to be insured provided that there is only a maximum of two boarders in the area. The second thing is that the insurance can cover the home if the one who is living there is the one who has gotten the home insurance.

Getting home insurance can be very helpful especially when the time comes that an accident at the house occurs or in case there are some natural disasters that may affect the condition of the home. It is best to check the type of insurance that you are getting just to be sure.

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John Smith

John Smith

John Smith
John Smith

Answered Sep 26, 2016

Home occupied by the insured and two boarders
2. Home that is owned and occupied by the insured

C and D are correct. Up to two boarders per family are allowed if the home is also occupied by the insured. An endorsement is required to insure a mobile home under a homeowners policy. The insured must live in the dwelling to qualify for homeowners coverage.
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