The comprehensive form (ho-5) only-answer c is correct. the comprehensive form (ho-5) is the only homeowners policy that insures loss of personal property items by what is known as mysterious disappearance because it covers loss by theft, misplacing, or losing. the other policy forms only cover loss because of damage, destruction, or theft of property. the broad form (ho-2) covers only named perils, and mysterious disappearance is not one of them. the special form (h0-3) offers only broad form coverage for personal property.