What provides Homeowners coverage for loss of personal property - ProProfs Discuss
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What provides Homeowners coverage for loss of personal property because of mysterious disappearance?

Asked by Austin, Last updated: Sep 29, 2021

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John Smith

John Smith

John Smith
John Smith

Answered Sep 08, 2016

The comprehensive form (ho-5) only-answer c is correct. the comprehensive form (ho-5) is the only homeowners policy that insures loss of personal property items by what is known as mysterious disappearance because it covers loss by theft, misplacing, or losing. the other policy forms only cover loss because of damage, destruction, or theft of property. the broad form (ho-2) covers only named perils, and mysterious disappearance is not one of them. the special form (h0-3) offers only broad form coverage for personal property.
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