Is it still possible for me to get a loan if I have a bad credit score?

Some banks would refuse if your credit score is bad, but some not. There are some services that offer good loans (and also big ones) if your credit score is bad, for example I know that this is a reliable service. So no worries, you can still get it.

It is the same problem with the job, a lot of people are scared to take a loan when they don't have a job, but again, some bank would prefer not to risk, but others would easily give you loans even if you don't have a job, or you have other circumstances.