What does Ocean marine protection and indemnity (P&I) coverage usually not insures the ship owner against liability ?

Damage to or loss of the insured ship

Ocean marine protection and indemnity (P&I) coverage provides liability coverage for job-related injuries to sailors, cargo lost or damaged through negligence, damage to other vessels when caused by collision, and a few other things. Damage to the insured ship is not covered under P&I, but the insurance is available under hull coverage.